Travel Guide

What has increased medical costs Brits abroad, travel insurance (also known as 'holiday insurance') has not been more important. Any accident or illness overseas could leave a serious financial burden for you if you come prepared. Therefore, we have provided a comprehensive travel guide. Reading that you're ready before you reach the sea, sand and, of course, on the slopes!

I went on holiday - why it is important to have travel insurance?

Did you know that the suffering hip fractures by the U.S. may cost £ 22,531? Or that a heart attack in Spain, going back £ 35,000? Even if you own in good health always unexpected accidents waiting to happen. Better safe than we are.

There more than 60 countries on a reciprocal agreement of health care in the UK and most of them are based in first aid. For example, if you need to go to the accident in Australia (one of the countries of the UK Agreement) can still end with a heavy Bill - but the treatment may be "free" you're not driving an ambulance. At the same time, the United States is not an agreement means that the collapse of British foreign diseases of the lake you may be placed in bankruptcy speed.

However, this is not just about medical care. Travel insurance may also cover loss of baggage or personal belongings, such as passports and money, repatriation costs, and airlines canceled or delayed. In addition, the damage can be caused to third parties is also discussed in many cases. All possible cost, easy to understand why a policy of comprehensive travel insurance is highly recommended.
Many travel insurance cost?

Science in the Alliance and Leicester has shown that British tourists pay £ 1.3bn more than they need to travel every year. This despite the fact that travel insurance is relatively inexpensive - usually around £ 25 per week abroad. So, how we have managed to spend so too?

Approximately 60% of us take the "easy" option and use travel agents to obtain insurance at the same time, we book our holidays. In fact, insurance sold through agencies to help them increase their income and can contain up to five times the cost to buy separately. In some cases travel insurance is promoted as "free" add-on packages - but the reality is that you pay at a place in line.

The truth is that online travel agents, holiday market has been blown wide open. Without passing overhead high street stores, online retailers can offer cheap flights, hotels and car rentals. This also applies to travel insurance.

By using moneysupermarket.com to find the cheapest travel insurance quote to compare over 500 travel insurance policies within minutes. Although there are other factors examined - including the right cover for you - that there is no reason to believe that insurance is the cheapest way is the worst, as some more expensive market policies are not covered enough. Use our price comparison tool to make sure you get the best deal available.

Most travel insurance policies and extra - that is, if you pay a fixed amount for each claim, considering that between you and travel companies. This may be standard (optional) value, or may be optional, which means more than you take, the lower the premium.